Wells Fargo Home Improvement: fixed rate loans with no collateral required

Flexibility to renovate, renew, and restore your space

Wells Fargo Home Improvement: fixed rate loans with no collateral required

Wells Fargo Home Improvement offers unsecured personal loans from $3,000 to $100,000, with terms from 12 to 84 months. 

Benefit from fixed APRs starting as low as 6.74% and no origination fees, no prepayment penalties, and no hidden charges.

Get to know better:

  • Check your rate online in minutes, with no impact on your credit score.
  • Access funds as soon as the same business day after approval, for nearly any home project.
  • No collateral needed—borrow for renovations or repairs without using home equity.

Why we recommend this loan

Wells Fargo Home Improvement stands out with fast loan approval, flexible loan amounts, and a straightforward application process.

Most applicants receive a credit decision and access to funds quickly—ideal for urgent or planned home projects.

Loan according to your profile

This loan is well-suited for individuals looking to finance home improvements, remodels, repairs, or upgrades with predictable costs. It fits those who want to avoid home equity requirements and prefer fixed rates and monthly payments.

Applicants who value quick access to funds, flexible loan terms, and the convenience of online rate checking will find this a strong option among the best home improvement loan offers.

I want to apply for loan Wells Fargo Home Improvement

Begin by checking your loan options on the Wells Fargo website, where you can see personalized rates and terms without impacting your credit score. Select the best home improvement loan offer and complete your application online in just minutes.

Upon approval, sign for your loan and receive funds the same day for most customers—97% of applicants in recent data accessed funds immediately, helping to start renovations without delay.