M&T Personal Loan offers you unsecured personal loans with amounts from $2,000 to $50,000, with terms of one to seven years.
Enjoy no application, origination, or prepayment penalty fees—just fixed rates and easy monthly payments for all your needs.
Get to know better:
- Use your loan for debt consolidation, home improvements, or sudden expenses.
- No collateral required—just apply online and get approval in as little as 24 hours.
- Exclusive rate discounts are available for qualified checking relationships.
Why we recommend this loan
M&T Personal Loan is an excellent choice if you want flexibility and control over your finances. You can borrow the amount you need for a major purchase, to pay for an important event, or to refinance higher-interest debt.
With fast loan approval, transparent terms, and no hidden fees, you’ll have peace of mind as you reach your financial goals with the best personal loan options.
Loan according to your profile
This loan is ideal for anyone looking to simplify their finances with a debt consolidation loan, or for those who need funds for home improvements, medical bills, or major life events.
It’s especially suitable if you want a no collateral loan, flexible terms, and the ability to apply for personal loan online with fast answers and competitive personal loan rates.
I want to apply for loan M&T Personal Loan
To apply for an M&T Personal Loan, simply visit the M&T website or your local branch and fill out the application form. You’ll need to provide your personal and financial details, as well as information about your checking relationship to qualify for discounts.
Once approved, you’ll receive your repayment schedule and your funds quickly—often within 24 hours—so you can take care of what’s most important to you.