This cash rewards credit card offers a 0% intro APR for 18 months on balance transfers, a $200 cash back bonus, and no annual fee. Redeem your rewards as statement credit, direct deposit, or even travel through the Citi Travel® portal.
Is the Citi Double Cash® Card good?
The Citi Double Cash® Card combines transparency and great value. With no annual fee and a 0% intro APR on balance transfers, it’s a strong option for anyone wanting a low interest rate credit card that also earns consistent rewards.
You’ll earn 5% total cash back when booking hotels, car rentals, and attractions through Citi Travel®. It’s one of the best low rate credit cards for responsible users looking for flexible redemption options and long-term savings.
Pros and cons of the Citi Double Cash® Card
Before making your decision, it’s important to weigh the pros and cons:
Cons
- 3% foreign transaction fee limits its value for international travelers.
- No travel miles or airline rewards program included.
Pros
- Unlimited 2% cash back on every purchase no caps or categories.
- 0% intro APR for 18 months on balance transfers great for consolidating debt.
- $200 welcome bonus after qualifying purchases making it one of the best cash rewards credit cards available.
How to apply for my cash rewards credit card
You can apply online for the Citi Double Cash® Card in minutes. Simply visit Citi.com, complete the secure application form, and get a quick credit card approval response often in under a minute.
Once approved, you’ll enjoy instant access to your account online and can start earning rewards immediately. This is one of the best credit cards for beginners with no credit, thanks to its ease and reliability.