Amex everyday credit card: cashback, protection and zero interest on instalments

Build credit and earn unlimited cashback with a card that’s flexible, secure and perfect for everyday spending in the uk

Amex EveryDay (4)

The Amex® EveryDay Credit Card by American Express gives you cashback on every purchase, helping you make the most of your everyday spending. With 5% cashback for the first 5 months, it’s one of the best low interest credit cards for beginners and frequent shoppers alike.


After the welcome offer, enjoy up to 1% cashback on all purchases with no cap. You’ll also benefit from Amex Offers, travel insurance, and refund protection making it a credit card with cashback that fits perfectly into your daily lifestyle.

Is the Amex® EveryDay good?

The Amex® EveryDay Credit Card is ideal for those looking for simplicity and rewards. It has no annual fee, transparent terms, and Plan It™ instalment options that let you split purchases of £100 or more into fixed monthly payments — with no interest.

With complimentary supplementary cards and American Express Experiences®, it’s a smart and reliable low interest rate credit card that helps you manage spending while earning consistent cashback.

Pros and cons of the Amex® EveryDay

Before making your decision, it’s important to weigh the pros and cons:

Cons

  • No travel rewards or airline miles included.
  • High variable APR of 29.4% may not suit users who carry a balance.

Pros

  • 5% cashback on purchases for the first 5 months.
  • No annual fee, making it one of the best low interest credit cards for daily use.
  • Earn unlimited cashback and access exclusive Amex Offers, a true cash rewards credit card.

How to apply for my cashback credit card

Applying for the Amex® EveryDay is quick and safe. Fill out the online form on the official American Express website and get an instant decision without impacting your credit score.

Once approved, your card will be mailed within days. You can start earning cashback right away and enjoy the benefits of a credit card with no APR on instalments using Plan It™.