Check your loan options in minutes and enjoy a fully online application process that makes it easy to compare terms, rates, and monthly payments for unsecured personal loans.
LendingPoint Personal Loan offers loan amounts from $1,000 to $36,500, with APRs from 7.99% to 35.99% and terms of 24 to 72 months. Origination fees up to 10% may apply, depending on the applicant’s state of residence and loan details.
Is LendingPoint a good bank?
LendingPoint partners with FDIC-member banks such as FinWise Bank and Coastal Community Bank to provide personal loans across the United States. These institutions are recognized for their commitment to responsible lending and compliance with federal regulations.
With hundreds of thousands of customers served and a focus on innovative lending technology, LendingPoint provides trusted access to personal loans for a wide range of credit profiles.
Main characteristics of Loans Canada
- No collateral required for unsecured loans
- Loan amounts from $1,000 to $36,500 with flexible terms
- Pre-qualification does not affect credit score
- Fast loan approval and funding, sometimes next business day
- Best personal loan options available to a variety of credit profiles
Disadvantages
- Origination fees up to 10% may apply
- Not available to residents of Nevada or West Virginia
Here is advice for you
LendingPoint Personal Loan is suitable for applicants with stable income and a verifiable U.S. bank account who need quick access to funds. The flexible loan terms allow for tailored repayment plans and responsible borrowing.
Consider this loan if you value a simple online application, quick approval, and the ability to see your options without impacting your credit score.
Requirements to apply for this loan
- Be at least 18 years old
- Provide a U.S. federal, state, or local government-issued photo ID
- Have a Social Security Number
- Minimum annual income of $35,000
- Verifiable personal banking account in applicant’s name
- Not reside in Nevada or West Virginia
How to apply for the loan
- Visit the LendingPoint website
- Complete the pre-qualification form online
- Review loan options and select the preferred terms
- Submit required identification and income documents
- Wait for final approval (typically one to three business days)
- Accept the loan offer
- Receive funds, sometimes as soon as the next business day
Apply for your Loan
LendingPoint Personal Loan offers a fast and flexible path to personal financing, with competitive rates and transparent terms. The application process is fully online, allowing you to check your loan options and secure funding with minimal hassle.
Apply today to experience the best personal loan options and fast loan approval designed to meet your financial needs.