The Wells Fargo Reflect Card stands out among the lowest rate credit cards thanks to its 21-month 0% intro APR period and no annual fee. It’s ideal for responsible cardholders who want to reduce costs while keeping flexibility for large purchases or balance transfers.
With secure contactless payments, Visa worldwide acceptance, and exclusive Wells Fargo benefits, this card combines technology and trust in one product.
Is Wells Fargo a good bank?
Wells Fargo is one of the most respected financial institutions in the United States, serving over 60 million customers. With decades of experience, it has built a reputation for reliability and digital innovation.
Its wide range of services, award-winning credit cards, and commitment to security make it a trusted choice for those seeking financial stability.
How this card works
The Wells Fargo Reflect Visa is a contactless credit card accepted anywhere Visa® is used. It includes features like Zero Liability protection, Cellular Telephone Protection, and My Wells Fargo Deals for personalized cash-back opportunities.
It’s one of the most flexible options among the lowest rate credit cards available today.
Requirements to apply for this credit card
- Must be at least 18 years old.
- Must be a U.S. resident with a valid Social Security number.
- Must have good or excellent credit.
- Cannot have opened another Wells Fargo credit card in the last 6 months.
- Subject to credit approval.
Fees of the Wells Fargo Reflect Card
- Annual Fee: $0
- Intro APR: 0% for 21 months on purchases and qualifying balance transfers
- Variable APR after intro: 16.99% – 28.74%
- Balance Transfer Fee: applies (see Important Credit Terms)
- Late Payment Fee: up to $40
Apply for your card online
- Visit the official Wells Fargo website.
- Click Apply now under the Reflect Card section.
- Fill out the online form.
- Submit and wait for instant feedback.
Get approved today!
Take control of your finances and enjoy up to 21 months with no interest. Apply now and see why the Wells Fargo Reflect Card is one of the lowest rate credit cards in the U.S.
This is the perfect time to discover which credit card is best for me.