Citi double cash credit card: earn 2% back with no annual fee or categories

Enjoy 2% unlimited cashback, no need to track categories, and a long 0% intro APR for balance transfers

Citi Double Cash

The Citi Double Cash® Credit Card gives you consistent value with every purchase whether you’re buying essentials, paying bills, or planning a trip. Earn 1% when you spend and another 1% when you pay it off.

It’s designed for those who want the freedom of a credit card with cashback and flexible payment options like Citi Flex Pay.

Is Citi a good bank?

Citibank, N.A. is one of the largest financial institutions in the U.S., serving millions of customers globally. Citi is known for its innovation, digital tools, and customer service available 24/7.

With digital wallets, contactless payments, and advanced fraud protection, Citi remains one of the most trusted names in the credit industry and an excellent choice for a low interest credit card.

How this card works

The Citi Double Cash® Card earns rewards on every dollar you spend — 1% when you make a purchase and another 1% when you pay it off. There’s no need to enroll in categories or worry about caps.

You can also earn 5% total cash back on select travel bookings through the Citi Travel® portal, making it a versatile cash back credit card for all lifestyles.

Requirements to apply for this credit card

  • Must be at least 18 years old.
  • Must be a U.S. resident.
  • Must have a valid Social Security Number.
  • Must have fair to excellent credit.
  • Must not have received a Citi Double Cash® welcome bonus in the past 48 months.

Fees for the Citi Double Cash® Card

  • Annual Fee: $0
  • Intro APR: 0% for 18 months on balance transfers
  • APR (after intro): 17.99%–27.99% (variable)
  • Foreign Transaction Fee: 3%
  • Cash Advance Fee: $10 or 5% of the amount, whichever is greater
  • Balance Transfer Fee: 3% for first 4 months, then 5%
  • Late Payment Fee: Up to $40

Apply for your credit card online

  1. Go to the official Citi website.
  2. Click on “Apply Now.”
  3. Complete your online application securely.
  4. Receive an instant response in under a minute.
  5. Start earning rewards immediately.

Get approved today!

The Citi Double Cash® Card is one of the best low interest rate credit cards for everyday use. With 2% unlimited cash back, no annual fee, and a long intro APR period, it’s perfect for anyone who values flexibility and savings.

Apply now to start earning with one of the best cashback credit cards on the market!

APPLY NOW