Chase Sapphire Preferred®: premium travel rewards and cashback

From dining rewards to hotel transfers, this card offers high earning rates and premium insurance

Chase Sapphire Preferred (1)

The Chase Sapphire Preferred® Credit Card offers flexibility, prestige, and rewarding benefits for frequent travelers. Earn points faster on every purchase and redeem them for flights, hotels, or cash back at top value.

Enjoy access to Chase Ultimate Rewards®, a platform that turns your points into unforgettable experiences.

Is Chase a good bank?

JPMorgan Chase Bank, N.A. is one of the largest and most trusted financial institutions worldwide, known for its reliability, innovation, and customer protection. With over 60 million credit card customers, Chase continues to lead in the financial industry.

Its advanced online tools, 24/7 support, and robust fraud protection make it one of the safest banks to manage your travel rewards credit card.

How this card works

The Chase Sapphire Preferred® is a Visa Signature card, accepted globally in millions of locations. You can redeem rewards for travel, statement credits, or transfers to partners like United, Southwest, Marriott, and Hyatt.

The card also includes Chase Pay Over Time, giving flexibility to pay large purchases in fixed monthly payments. Truly one of the best credit cards for travelers.

Requirements to apply for this credit card

  • Must be a U.S. resident with valid Social Security Number.
  • Must not currently hold any Sapphire cards or have received a new member bonus recently.
  • Credit score recommended: good to excellent.
  • Must meet Chase’s 5/24 rule (no more than 5 new credit cards in 24 months).

Fees for the Chase Sapphire Preferred®

  • Annual Fee: $95
  • Foreign Transaction Fees: None
  • APR: 19.74%–27.99% (variable)
  • Late Payment Fee: Up to $40
  • Balance Transfer Fee: 5% of each transfer ($5 minimum)

Apply for your credit card online

  1. Visit the official Chase website.
  2. Click “Apply Now.”
  3. Sign in or create a Chase account.
  4. Fill out the application and submit.
  5. Get your approval and start earning rewards immediately.

Get approved today!

The Chase Sapphire Preferred® is the best reward credit card travel enthusiasts can choose. With generous rewards, travel insurance, and partner transfer options, it’s built for smart travelers who value both luxury and practicality.

Apply now and start earning with the best credit card for travel rewards today.