Chase Freedom Flex: discover credit card it for smartshoppers

Turn your spending into cashback and enjoy protection, perks, and zero fees

Chase Freedom flex

The Chase Freedom Flex Credit Card offers unmatched benefits: 5% back in rotating categories, 3% on dining and drugstores, and 1% on all other purchases. Redeem your rewards for statement credits, travel, Amazon purchases, or gift cards.

It’s backed by Chase’s world-class Ultimate Rewards® platform, making it one of the most flexible cashback programs available.

Is Chase Bank a good financial institution?

Absolutely. Chase Bank, part of JPMorgan Chase & Co., is one of the largest financial institutions in the U.S., serving over 60 million customers and holding hundreds of billions in assets.

Chase combines innovation and reliability, offering one of the best-rated mobile banking apps and industry-leading security for all credit card products.

How this card works

The Chase Freedom Flex Mastercard earns cash back on every purchase and gives you total control through the Chase Mobile® app. You can redeem rewards anytime and your cashback never expires as long as your account stays open.

Use your rewards for travel, deposits, or Amazon purchases—making it a standout discover credit card it option.

Requirements to apply for the discover credit card it

  • Must be at least 18 years old
  • Have a valid Social Security Number (SSN)
  • Maintain a U.S. residential address
  • Have fair to excellent credit (670 or higher recommended)
  • Provide proof of income and agree to a credit check

Fees for the Chase Freedom Flex card

  • Annual fee: $0
  • Intro APR: 0% for 15 months on purchases and balance transfers
  • Regular APR: 18.74%–28.24% variable
  • Balance transfer fee: 5% (minimum $5)
  • Foreign transaction fee: 3%
  • Late payment fee: up to $40

Apply for your card online

  • Visit Chase.com/FreedomFlex
  • Click “Apply Now” and fill out the secure online form
  • Review your eligibility and submit your application
  • Get an instant decision and start using your digital card immediately

Get approved today!

Don’t miss out on the $200 bonus and 5% cash back opportunities. Apply now to start earning rewards and enjoy one of the most flexible no-annual-fee cards on the market.

With Chase Freedom Flex, you’re choosing protection, convenience, and rewards that fit your lifestyle—powered by Mastercard and Chase innovation.